1. Error message: This kind of short message may be a system error or a sending error, resulting in an incorrect reminder for you.
2. Identity confusion: Someone may have used personal information similar to yours, which led to the wrong reminder.
3. Informal reminder: Some text messages may just remind you to pay in time, but it doesn't mean that you are really overdue.
Summary:
If you ensure that you are not seriously overdue, you can solve the problem in the following ways:
-First, check your repayment records and loan details to ensure that there is no serious overdue.
-If the confirmation is not overdue, you can directly ignore the message or contact relevant institutions to explain the situation and verify your identity.
-If necessary, you can also consult relevant laws and regulations to understand your rights and interests and countermeasures.
Note: The above answer is based on the assumption that your repayment is not seriously overdue, and the specific situation may need to be analyzed in combination with your actual situation.