1. I didn't apply for a credit card. I applied for a credit card with someone else's ID card and related materials.

2. If the credit card application conditions are not met, the applicant asks others to apply and fill in the form.

3. The applicant did not apply voluntarily. When applying for a credit card, the bank staff asked to take a photo with the applicant. In order to strengthen the management of credit cards, banks can only enter the system for approval if the applicant, signature and original application materials of credit cards are complete.