Legal analysis: the credit card of the person subjected to execution cannot be used. Anything involving loans and high consumption may be restricted. Credit cards also belong to the category of loans. It will definitely be restricted. Freezing refers to the compulsory measures taken by the people's court to prohibit the withdrawal or transfer of the deposits of the respondent in banks, credit cooperatives and other financial units during the period of litigation preservation or execution.

Legal basis: Measures for the Administration of Bank Card Business

Article 51 Rights of the issuing bank: (1) The issuing bank has the right to review the credit status of the applicant, obtain the personal data of the applicant, decide whether to issue a card to the applicant, and determine the overdraft limit of the credit card holder. (2) The issuing bank has the right of recourse against the overdraft of the cardholder. If the cardholder fails to return the overdraft within the prescribed time limit, the issuing bank has the right to apply for legal protection and investigate the legal responsibility of the cardholder or related parties according to law. (3) The issuing bank has the right to disqualify cardholders who do not meet the requirements of its articles of association, and may authorize relevant units to withdraw their bank cards. (four) the issuing bank shall not report the loss of the electronic wallet in the stored value card and ic card.

Article 61 Any unit or individual in any of the following circumstances shall be dealt with in accordance with the Criminal Law of People's Republic of China (PRC) and relevant laws and regulations: (1) defrauding or fraudulently using a credit card; (2) Forging or altering bank cards; (3) malicious overdraft; (four) using bank cards and their equipment to defraud bank funds.