If a person who owes a credit card or online loan dies, his or her family will generally not be directly responsible for the debt. The specific answers are as follows:

1. For credit card debt: Credit cards are usually personal debts and will not be passed on to family members unless there is a co-debtor or guarantor related to the deceased.

2. For online loan debts: Online loans usually issue loans based on personal credit evaluations, and family members are not responsible for this unless they are the same borrower or provide a guarantee.

Summary:

Under normal circumstances, the debts of the deceased will not be directly transferred to family members, especially credit card and online loan debts. However, if the family owned property jointly with the deceased *** or there are other special circumstances, further professional legal advice may be needed to determine how the debt should be handled.

Note: The above answers are based on general circumstances only, and specific circumstances may vary by region and specific laws. In practical situations, it is recommended to seek professional legal advice for accurate information and guidance.