Not an individual cardholder. Generally, the cash installment business is only open to the main cardholders of personal credit cards, and credit cards such as supplementary cards, business cards, official cards and purchase cards cannot handle cash installment. The cardholder's comprehensive score is insufficient. The cardholder's comprehensive score is insufficient due to reasons such as long-term non-use of the card and suspected cashing, and he can't reach the comprehensive evaluation standard of the bank and can't use the cash installment service. Credit card credit limit is too low. Generally, the initial amount of cash installment is limited. If the credit limit of a credit card is too low, then cash installment is not allowed. In a word, the cash installment of credit card cannot be used, mainly because the cardholder is not an individual cardholder, the cardholder's comprehensive score is insufficient, and the credit limit of credit card is too low. It is recommended to maintain good consumer behavior and card habits.
Cash installment, also known as cash withdrawal installment, is generally a installment method in which the credit card holder applies or the issuing bank actively invites the cardholder to apply, converts the credit limit in the cardholder's credit card into cash, transfers it to the designated debit card, and divides it into designated installments for repayment on a monthly basis.