Actually, this is the case. Every bank has credit card issuance indicators, so for some applicants whose scores are not particularly low, the bank will conduct a second review. When you seriously answer the bank's audit questions, the bank will go in and re-grade.

Although the score of the landlord's online application was insufficient, it was rejected. But the bank will consider giving you another card because the audit questions have been carefully filled out. Basically, all applicants who can receive the audit call will receive the card, so the landlord can rest assured.