The Measures for the Supervision and Administration of Credit Card Business of Commercial Banks have corresponding provisions:

Article 45 There shall be no more than two issuing banks (except supplementary cards) that issue student credit cards to the same applicant. The issuing bank must implement the second repayment source before issuing student credit cards.

Before increasing the student credit card limit, the issuing bank must obtain the written guarantee materials from the second repayment source (parents, guardians or other managers, etc.). They agree and are willing to repay on their behalf.

Extended data:

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Relevant provisions of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks:

Article 24 The monthly overdraft balance of an individual card in the same account shall not exceed 50,000 yuan (including equivalent foreign currency), and the unit card shall not exceed 3% of the comprehensive credit line granted by the issuing bank to the unit. There is no comprehensive credit line to refer to.

For special merchants who sell goods or services by mail, telephone, television and internet, the acquiring bank should take special risk control measures, strengthen transaction monitoring and increase the frequency of on-site inspections.

Article 25? The cardholder has the right to ask the issuing bank for the statement of account within the specified time, and has the right to ask for inquiry or correction of inconsistent accounts. After the loss reporting procedure is completed, the cardholder will no longer be responsible for the change of funds in the corresponding card account.

Baidu Encyclopedia-Measures for the Supervision and Administration of Credit Card Business of Commercial Banks