If it is China Merchants Bank, the minimum repayment amount refers to the minimum monthly repayment amount of the credit card, which is displayed on the credit card statement for the month. If you cannot repay it all at once, you can repay the minimum payment amount on time before the final payment date. This will not affect your personal credit, but you will not be able to enjoy the interest-free repayment period. Interest will be accrued on all consumption in the current period from the recording date. Interest rate is five ten thousandths. (If you repay in full and on time, you can enjoy the interest-free period if you use your card to make purchases)