1, timely repayment: If the arrears are not repaid or the overdue repayment is controlled by the wind, you must pay the arrears in time and call the customer service in time to show that you are not maliciously overdue.

2. Offline consumption: After the credit card is subject to risk control by the bank, it is recommended that the cardholder stop using the virtual business credit card to spend more, and go to offline stores to spend more. In addition, shopping, eating and watching movies are also paid by credit card as much as possible, which can disperse the consumption bill and dispel the concerns of the bank's risk control system.

3. Control quantity: put an end to long-term small consumption or large consumption. It is suggested that cardholders should control the consumption amount within a reasonable range, and occasionally they can spend in high-end places, but the consumption amount should not be too large.

4. Repayment in advance: The bank's risk control system attaches great importance to the user's credit record, and it is recommended that cardholders repay before the repayment date, instead of waiting until the repayment date expires to pay off the arrears.