How to check the validity period of CITIC Credit Card? What should I do if my card expires?

Credit cards have an expiration date. Credit cards that have expired can no longer be used normally, so every cardholder should know how long the validity period of their credit card is and when it will expire. Today I will teach you how to check the validity period of your CITIC credit card and what to do if the card expires.

1. Check the validity period of CITIC credit card

The validity period of a credit card is embossed on the second line on the front of the card in month/year format, indicating that the card can be used until the corresponding month of the corresponding year. Last day. The format is month/year (MM/YY). If the card is valid for 11/22, it means that the card can be used until November 30, 2022.

2. What to do if the CITIC Credit Card expires

The bank will proactively replace the expired card based on the cardholder’s past card usage records and if the card holder meets the card application conditions. You need to pay attention to the following points:

1. Within one month before the card expires, the bank will send the updated card to the cardholder's billing address. If the billing address is updated, please call the bank's customer service number in time. Update;

2. Under normal circumstances, the cardholder should receive the updated card within two weeks (within the last week) before the card reaches the validity period. If the updated card is not received, please call the bank Contact the credit card customer service hotline for details;

3. After receiving the updated card, the old card can still be used until the validity period expires. However, if you receive the updated card and activate the card, the updated card will be updated from the moment the card is activated. The card will replace the old card, and the old card will not be used;

4. The updated card will remain unchanged, and the original functions and services will not be affected, so you can use it as usual.

How to read the validity period of CITIC Bank

The validity period of CITIC Bank credit card is located on the front of the credit card, just below , and is marked with a number.

The validity period format of CITIC Bank credit card is: MONTH/YEAR, where MONTH represents the month and YEAR represents the year. For example, 05/22 means that the credit card is valid until May 2022.

The validity period of CITIC Bank credit cards is up to five years, usually marked on the card. Credit cards that have exceeded the validity period cannot be used.

CHINACITICBANK, formerly known as CITIC Industrial Bank, was founded in 1987 and changed to its current name at the end of 2005. CITIC Bank is one of China's national commercial banks, headquartered in Beijing.

The major shareholder is CITIC Corporation of China. Spanish Bank of Spain (Banco Bilbao Vizcaya Argentaria, S.ABBVA) spent 501 million euros (approximately HK$5.02 billion) to purchase the equity of CITIC Bank 5, and also had the option to increase its shareholding ratio in CITIC Bank to 10.07. On April 27, 2007, CITIC The bank is listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in mainland China, with total assets of more than HK$1.2 trillion, more than 16,000 employees and more than 540 branches. It is one of the six lines and three guarantees for Chinese financial stocks in Hong Kong.

On May 9, 2020, the Consumer Rights Protection Bureau of the China Banking and Insurance Regulatory Commission reported that in March 2020, China CITIC Bank provided personal bank account transaction details to a third party without the customer’s authorization. , violating the principle of confidentiality for depositors. Our bureau will start the investigation process in accordance with relevant laws and regulations, and investigate and deal with it strictly in accordance with the law and regulations.

At the end of 1984, with the needs of economic development, Mr. Rong Yiren, chairman of China International Trust and Investment Corporation (referred to as CITIC Corporation), sent a special letter to the central government requesting the establishment of a bank under the CITIC Corporation system to comprehensively operate foreign exchange banking business . With the approval of the State Council and the People's Bank of China, a banking department will be established first to expand foreign exchange banking business and prepare for the establishment of a bank.

In April 1985, CITIC Corporation established the Banking Department on the basis of the original Finance Department, further expanding comprehensive banking services such as external financing, foreign exchange transactions, loan issuance, international settlement, financial leasing and deposit taking. .

In the two years since the Banking Department was established, it has received strong support and help from the People's Bank of China and the State Administration of Foreign Exchange, and its business has progressed rapidly. By handling RMB and foreign exchange deposits, loans, import and export issuance, international leasing, and securities It has accumulated certain experience in foreign exchange trading, exchange and other businesses, and has initially met the conditions for establishing a bank.

At the end of May 1986, CITIC Corporation applied to the People's Bank of China to reorganize the banking department of CITIC Corporation into CITIC Industrial Bank.

In early 1987, with the approval of the State Council and the People's Bank of China, CITIC Bank was officially established. The head office is located in Beijing.

In April 1987, the People's Bank of China approved CITIC Bank as a state-owned comprehensive bank affiliated with CITIC Corporation. It is a subsidiary of CITIC Corporation and an independent legal person. Registered capital is RMB 800 million. Implement independent operations, independent accounting, and be responsible for profits and losses. Branches can be established at home and abroad to operate approved banking services.

Mr. Rong Yiren, former Vice Chairman of the People’s Republic of China, is appointed as Honorary Chairman of China CITIC Bank.

CITIC Bank announced its performance report: operating income of 194.731 billion, a year-on-year increase of 3.81

How to check the validity period of CITIC Bank’s credit card

Hello, you can see it on the credit card it. The expiration date is generally located at the bottom of the front of the bank card, with the month and day specified. Cardholders can also call the customer service hotline on the back of the bank card to inquire, explain their specific needs to customer service, and then check the validity date. Cardholders can also go to the corresponding outlets with their bank cards to inquire.

1. You can see it on your credit card. The expiration date is generally located at the bottom of the front of the bank card, with the month and day specified. Cardholders can also call the customer service hotline on the back of the bank card to inquire, explain their specific needs to customer service, and then check the validity date. Cardholders can also go to the corresponding outlets with their bank cards to inquire. There are many channels to apply for a CITIC credit card. Customers can directly bring their ID cards, residence certificates, work income certificates and other relevant materials to the counters of offline business outlets to find staff for processing; official account mobile banking, credit card APP "Mobile Card Space", "CITIC Credit Card" WeChat official account, Alipay Life No., etc., all have credit card application entrances.

2. It should be noted that if you want to apply for a CITIC Bank credit card, you must meet the following basic conditions: a natural person between 18 and 65 years old (supplementary card applicants are between 16 and 75 years old, and international students Supplementary card (restricted to 15 years old), have full capacity for civil conduct; have good personal credit, no bad credit record during credit investigation; have a stable and legal job or financial source. In fact, credit cards are divided into three levels: ordinary card, gold card and platinum card. If customers apply for different card levels, the thresholds will also be different. The higher the general level of the card, the stricter the requirements for applicants, especially in terms of assets and financial resources.

3. Rong Yiren, chairman of China International Trust and Investment Co., Ltd. (hereinafter referred to as CITIC), wrote to the central government, requesting the establishment of a bank under the CITIC system to fully operate foreign exchange banking business. With the approval of the State Council and the People's Bank of China, a banking department was first established to expand foreign exchange banking business and prepare for the establishment of a bank.

4. In April 1985, CITIC Group established the Banking Department on the basis of the original Finance Department, further expanding its comprehensive banking services such as external financing, foreign exchange transactions, loan issuance, international settlement, financial leasing, and deposit absorption. business.

Where is the validity period of CITIC Bank credit card?

1. It can be seen on the face of the credit card. The expiration date is usually located on the bottom of the front of the bank card, with the specific year, month and day indicated.

2. Cardholders can also call the customer service hotline on the back of the bank card to inquire, explain the specific needs to the customer service, and then check the validity date.

3. Cardholders can also go to the corresponding outlets with their bank cards to make inquiries.

The types of CITIC credit cards include CITIC Bank Netherlands Travel UnionPay Credit Card, CITIC Bank Phoenix Co-branded Card, CITIC Hefei Forum Name Card, CITIC Bank Tuniu Travel Credit Card, CITIC China Universal Cash Card Credit Card, CITIC Tencent QQ Credit Card, CITIC Bank Taobao Co-branded Card, China Southern Sky Pearl CITIC Credit Card, Air China Zhiyin CITIC Bank Credit Card, CITIC Xiamen Airlines UnionPay Standard Credit Card, CITIC Bank STAR Card, CITIC Bank Ctrip Business Credit Card, CITIC Bank VISA eLong Travel Credit Card, CITIC Bank Easy Bao Pay charity co-branded card, CITIC Coca-Cola co-branded credit card, CITIC Bank (and) 60th anniversary credit card, CITIC Bank Air China Voicemail Card, CITIC Bank American Express credit card.

The fastest way to apply for a credit card is online. Currently, banks have many ways to apply for a credit card, such as over the counter, by phone, online, SMS, etc. The fastest way is to apply online. You can directly log in to the official website of China CITIC Bank Credit Card and fill in the relevant information to apply for a credit card directly. How to apply for a CITIC Bank credit card is because the customer information applied online will be approved by the CITIC Bank headquarters, which saves the salesperson's time to apply for the information. This will be faster and can be approved in a few days, which will be faster.

First we open the official website of CITIC Bank Credit Card through Baidu search. Look at the homepage navigation and click Apply for a Credit Card. Select the credit card that suits you according to the navigation. Recommended card types: CITIC UnionPay Standard Credit Card (Gold Card), CITIC Enjoy Co-branded Card (Gold Card), CITIC Platinum Credit Card. Frequent shoppers can apply for CITIC Baitiao Co-branded Card, CITIC Taobao. Co-branded credit card (version) gold card and other cards. If you really don’t know how to choose, you can choose the appropriate card from the navigation standard card. The benefits of the Platinum Card are very powerful, and it is not as difficult to apply for as you imagined!

That’s it for the introduction of how to check the validity period of CITIC credit card.