1. What are the conditions for purchasing an apartment in Tianjin?

Currently, there are no restrictions on qualifications or number of units for purchasing apartments in Tianjin, and are not affected by Tianjin’s purchase restriction policy. But unlike buying a house, the down payment for an apartment is a minimum of 50%, and the loan can only be loaned for a maximum of 10 years. The interest rate will increase accordingly by 15%-20%. Generally, it is a business with water, electricity, and gas, and the cost of living is high.

Tianjin apartments do not require purchase conditions. Apartments are commercial properties. Tianjin’s purchase restrictions only apply to residential properties, so apartments are not affected by the purchase restriction policy and can be purchased by locals and outsiders.

Apartments with 40-year property rights have the following four characteristics:

1. The location is relatively good. Generally, the location will be in the core location, surrounded by commercial buildings, subways, and buses. Life is more convenient.

2. The total price is relatively low. Usually the area of ??an apartment with 40-year property rights is 30-50 square meters, and the total price is about 400,000-600,000. The down payment is more than 200,000, and the monthly payment is more than 2K. If you don’t live in it, rent it out. If you lose it, you can rent it out and get a rent-support loan.

3. The investment is relatively flexible. It can be lived in, rented out, or used as a studio. It is relatively flexible.

4. It does not take up the house purchase quota. There are no purchase restrictions or loan restrictions for apartments with 40-year property rights. Even if you buy an apartment with a loan and then buy a house, you can still enjoy the discount of the first mortgage. .

2. What are the conditions for applying for a loan in Tianjin?

For loans through China Merchants Bank, the loan amount is small (less than 50,000). If you are already a CMB user and have downloaded the CMB Mobile banking APP, you can try to log in to mobile banking, click "My" - "All" - "Loan" - "I want to borrow money", and try to apply through this interface. If you meet the conditions for a CMB credit card, you can try to apply for a credit card.

If the loan amount is more than 50,000, if there is a China Merchants Bank in your city, you can try to apply for a loan through the China Merchants Bank branch. Since the conditions and application materials required for each loan project are different, the current loan uses are as follows: Legal personal or family consumption such as car purchase, parking space purchase, decoration, education and scholarships, bulk shopping, travel, etc.; as well as business turnover purposes. You can call 95555 from 8:30-18:00 to enter manual service and provide the loan purpose and city to learn more about the required information. Whether the loan application is approved shall be subject to the comprehensive review results of the personal loan department of the handling bank.

3. What are the requirements for applying for a loan in Tianjin?

Criteria for application:

1. Be a resident of mainland China who is over 18 years old;

2. Have a stable address and place of work or business;< /p>

3. Have a stable source of income;

4. Have no bad credit record, and the loan cannot be used for stock trading, gambling, etc.

5. Other conditions required by the bank.

Processing process:

1. Obtain a loan from a local bank

2. Prepare various materials required for a loan

3. Interview with a bank or lending institution;

4. The bank reviews the lender’s qualifications;

5. Approval,

4. What are the conditions for enterprise loans in Tianjin? Pay attention to these matters

Many small and medium-sized enterprises in Tianjin need financial support if they want to maintain production and operations. Loans are usually the main financing channel. The premise is that the loan conditions must be met, otherwise the loan is likely to be rejected. Next, let’s take a look at the conditions for enterprise loans in Tianjin.

What are the conditions for corporate loans in Tianjin? Different loan channels in Tianjin have different requirements, but the basic conditions are still the same. 1. The borrower must be a corporate legal person or shareholder, aged 25 to 65 years old, with good credit, no overdue loans in the past six months, and stable income and ability to repay the loan. 2. The company must have been established for at least 2 years. Some have looser requirements, maybe 1 year, and some have half a year. 3. The enterprise must be profitable, and must have normal flow and sales revenue within at least one year, and be able to provide financial details, sales contract flow, etc. 3. The enterprise must have a fixed business location in Tianjin, which can be self-owned or leased property, have a legal and valid business license, etc., have a credit rating of not less than A, and must pay taxes in good faith and not evade taxes, etc. .

Where to apply for corporate loans in Tianjin: 1. Bank application: Tianjin branches of various banks have different types of loans. The easier ones to apply for are corporate tax loans, which are tax-based loans. The amount is 5 to 8 times the tax amount, such as Ping An Bank. You can apply for tax loan, CCB Cloud Tax Loan, Agricultural Bank of China Online Loan, etc. if you meet the conditions. 2. Financial companies: Many formal licensed institutions can provide loan products, such as China Merchants United Finance’s good-term loan, with a maximum limit of 200,000; 360 Finance’s 360 IOU, with a loan limit of 200,000, can basically support small, medium and micro enterprises. Although it is not a specialized business loan, it can be applied by business owners for business operations and production.