1. The automatic cancellation of loss reporting by telephone belongs to oral loss reporting, and the oral loss reporting is valid for 5 days. If you don't report the loss in writing at the counter after the expiration, or if you don't call again to continue reporting the loss, the loss will be automatically released;
2. Cancel the loss report manually. I hold my ID card and go to the counter of the branch of the bank to which my bank card belongs to apply for cancellation and loss reporting.
1. Reporting the loss of a credit card is something that needs to be done immediately when a credit card is found stolen or lost. Maybe many friends think of going to the bank to report the loss with their ID cards. However, many criminals with clever means of committing crimes can transfer a lot of money from their own cards, especially credit cards, in a very short time. In view of this situation, once the cardholder loses his card, he first chooses to report the loss orally through the service hotlines of various banks. When reporting the loss, he needs to provide the cardholder's account number, ID number and related information.
2. After the loss of the credit card is reported, the bank staff will freeze the account funds for the cardholder at the first time. It is best for cardholders to report the loss at the bank counter with valid documents the next day and go through the card formalities again to ensure the security of the account. In the case of confirming the loss of the credit card, call the bank customer service in time to apply for temporary loss reporting (temporary loss reporting can be directly applied for loss reporting and cancellation when looking for the credit card) to prevent others from stealing it. This is also the fastest way. In addition, credit cards have to be reported for loss, and some banks can't cancel them when they apply for loss reporting. These fees are in accordance with the regulations of the bank.
3. The bank has a "lost card protection" service, which is to protect the credit card 48 hours before reporting the loss. If your credit card is stolen within 48 hours before the loss is reported, all losses will be shared by you and the bank. However, this service is a chicken rib for many cardholders whose credit cards have been stolen. Because after their credit cards were stolen, there was no way to prove that they were not authorized by themselves, and finally they could only admit that they were unlucky.