Secondly, I suggest you wait two years before returning the purchase. Refund in the first two years will cost a lot of money.

Third, buy telephone insurance. The most famous insurance companies in China are China Merchants Cigna and China-US Metropolis. The products of these two insurance companies were the first to do telephone insurance.

Fourth, the payment period of bank agent products is long and cheap, but it is still necessary to find an insurance company, so it is more suitable for customers to buy directly from the telephone center under the insurance company.

Fifth, I wish you a smooth job, a developed career, a healthy life and a happy family.