I owe more than 60,000 credit cards to China Merchants Bank and paid back 30,000 in May this year. Later, it was three months overdue. Now the bank requires me to repay more than 60 thousand in full, but before me, Credit card overdue can be handled! There will be a penalty interest if it is overdue. Just make a good response plan, avoid being sued, and do not generate penalty interest. You can deduct the penalty interest for the late payment.

If the credit card is overdue, it will affect your credit information. I'll call you at first, if I don't give it to the collection unit, it will scare you.

If you don't pay it back all the time, you will really default interest and even be sued in the future.

Then you need a plan to deal with it. There are five steps to deal with. You can ask the bank to stop calling you and your friends, you can reduce the penalty interest, you can stop generating interest, and you can stop the risk of being sued.

Many can only give you 12 installments, and interest is needed, which is of little significance.

If you make a plan, you can pay it back in five years, a few hundred yuan a month, with no interest during the period. I hope I can help you!