With the development of economy, cars are rapidly entering people's lives. Although many friends have a lot of money on hand, they are unwilling to buy a car in full because they want to use the money on hand for other purposes in order to obtain greater expected annualized expected income. Do you know the installment payment of Longka credit card? Then let's take a look at what problems we will encounter in the process of buying a car by stages with a long card credit card. Q: Can I apply for car installment payment without a dragon card? Answer: You can do it without a dragon card, as long as the borrower fills in the dragon card application form at the same time when applying for car installment payment. Q: Which brands and models can apply for car purchase by installment with Longka credit card? A: The cooperative automobile manufacturers that carry out interest-free and fee-free preferential activities are Dongfeng Citroen, Dongfeng Nissan and Volkswagen imported cars. Q: What is the amount and period of installment payment for car purchase with Longka credit card? Answer: If you buy a car by installment, the maximum installment amount shall not exceed 200,000 yuan, which shall not exceed 70% of the car price. It should be noted that CCB provides 1 year and 2 years in stages. Q: Can I pay the down payment on my car with my Longka credit card? A: You can't pay the down payment for buying a car with a Longka credit card. But you can pay by debit card and cash. Q: What about the price adjustment of similar models during the installment period? Answer: During the installment payment business or the subsequent repayment period, if the car price is adjusted, no matter whether it is high or low, the cardholder only needs to repay according to the installment amount indicated on the receipt. To put it simply, you can repay the loan according to the payment amount agreed in the contract. Q: How to calculate the installment fee of Longka credit card, and do you have to pay other interest? A: It should be noted that the handling fee is charged at one time. The calculation method of handling fee is: cardholder handling fee = total installment amount × cardholder handling fee rate. Longka credit card installment payment does not need to pay interest, but the corresponding handling fee will be charged or exempted according to the number of installments. Q: How to repay and reconcile after buying a car by installment? Answer: CCB Credit Card Center sends a statement to the borrower on a regular basis every month, and the borrower needs to make repayment according to the amount listed in the statement, and clearly state the amount to be repaid in each installment of the car purchase in the statement.