You can't use a credit card in JD.COM.
No, you can't repay the loan with a credit card. You can only use a savings card. Repayment by credit card is not credit card transfer in JD.COM. Please follow the following steps. After entering JD.COM's website, you can log in to JD.COM Mall.
JD.COM, can I repay the loan by credit card? What is the repayment path?
JD.COM IOU is a payment method that you can enjoy spending first and then repaying, but if you don't repay on time, you will not only have a penalty interest, but also be held accountable. So, can I repay JD.COM's IOUs by credit card? If yes, what is the repayment path?
JD.COM, can I repay the loan by credit card?
When applying for JD.COM IOU, you must bind a credit card or savings card, not for repayment, but for repayment. However, JD.COM IOUs have been gradually closed, and credit cards are used as the repayment function of JD.COM IOUs.
How to repay the debt owed by JD.COM?
1. After logging in to JD.COM, click My JD.COM, and select JD.COM White Bar in the left navigation bar to enter the white bar query page;
2. Click the button in the red box of the page for consolidated payment;
3. Select all or part of the order to pay, or pay for a certain period in the blank details;
4. After clicking the Pay Now button, the page will jump to Jingdong Financial Cashier, select a savings card, and complete the IOUs repayment operation.
That's all I've compiled, all about the repayment of JD.COM's debit card for your reference.
, you can handle all kinds of credit cards quickly and safely.
Can I still use my credit card to repay JD.COM's debt?
The credit card payment function of IOUs has been gradually closed. Credit card repayment is not supported for white bill at present. Please choose debit card to pay.
You can repay by computer or Jingdong Financial App. Details are as follows:
1. Repayment of bills.
Computer-side operation path:
Jingdong Finance Home-My Assets-My IOUs-Bills-Instant Repayment
Jingdong financial APP operation path:
Jingdong Finance App Home Page-White Note-Available Amount of White Note -X Monthly Bill-One-time Payment
2. Unpaid repayment
Computer-side operation path: JD Finance Home-My Assets-My IOUs-Unbilled-Prepayment
Jingdong financial APP operation path:
Jingdong Financial App Home-White Note-Available Amount of White Note-All to be Paid Back-Pay off in advance (click Partial Repayment to manually enter the repayment amount, and the partial repayment amount cannot be less than 10 yuan).
Step 3 pay in full
Computer-side operation path: Jingdong Financial House-my assets-my IOUs-no bills-all paid off.
Operation path of JD Finance App: JD Finance APP Home Page-White Note-Available Amount of White Note-All to be Paid Back-Pay off in one lump sum (click Partial Repayment to manually enter the repayment amount, and the partial repayment amount cannot be less than 10 yuan).
Can I repay my credit card with JD.COM IOU?
Many friends know that some credit cards can repay the debts owed by JD.COM, so some friends think that they are interoperable. Since credit cards can repay IOUs, IOUs should also be able to repay credit cards. But in fact, you can't repay your credit card with a white note. Friends who want to know the reason can find out together.
JD.COM Baitiao is an Internet consumer credit product of JD Finance and a kind of virtual credit card. Can be used to buy goods in JD.COM Mall, and then return the IOUs.
This product also has one thing that other products don't have, that is, it can be repaid by credit cards of some banks, such as China Everbright, Minsheng and CITIC. You can write an IOU in JD.COM Mall and repay it by credit card, extending the original 30-day interest-free period to 80 days. It feels good to think about it.
Ps: By the way, a friend said that you can't use CITIC credit card and you still owe me an iou, which is probably related to the goods you bought in the mall. Please refer to for details.
This article.
Although credit cards can be returned with white stripes, it is not feasible to return credit cards with white stripes because of their different nature.
JD.COM IOUs are financial products of JD.COM, and credit cards are products issued by banks. Because of the cooperative relationship between JD.COM and the bank, the IOUs can be returned by credit card.
For banks, the ultimate goal of issuing credit cards is++bank consumption, and paying IOUs is another way of++consumption, but paying IOUs back to credit cards is not supported. After all, there are no other credit products that can repay credit cards.
If you want to use JD. In order to repay your credit card, I'd like to introduce you to a JD.COM gold bar, which is a product of Jingdong Financial Credit Loan. This product can be directly transferred to the bank card, and can also be used to return your credit card.
Friends who want to know how to repay their credit cards with JD.COM gold bars can read this article.
Can I pay back JD.COM's debt by credit card?
Yes, but JD.COM IOUs can't repay credit cards. They are used to allow users to make overdraft consumption. In a sense, JD.COM IOU is a virtual credit card, so it cannot be used to repay the credit card.
1. swiping a card on a POS machine is the most common way to use a credit card, and it is also a way to swipe a card online. When swiping a card, the operator should first check the validity period of the credit card and the cardholder's surname. Then, according to the issuing bank and the currency to be paid, select the corresponding POS machine, brush the magnetic stripe of the magnetic stripe credit card on the POS machine, or insert the chip credit card into the card slot, contact the bank and pay++,and input the corresponding amount. After the remote payment++accepts the information, the POS machine prints a receipt (at least two copies) for payment by credit card, and the cardholder signs the receipt after checking that the information on the payment receipt is correct. After checking the signature on the receipt and the signature on the back of the credit card (including the complete name matching and the basic handwriting matching), the operator sends the credit card copy and the credit card payment receipt to the cardholder. At this point, the credit card swiping program on the POS machine is completed.
2. Using card on RFID machine is a new credit card usage and networking mode. When picking up the card, the operator must first check the validity period of the credit card and the cardholder's last name. Then, according to the issuing bank and the kind of currency to be paid, select the corresponding punching machine, input the corresponding amount, and lay the credit card flat on the sensor for no more than 10cm. After the RFID machine senses the credit card, it will send out a signal sound and then continue to run the program. Remote Payment++After receiving the information, the printer (if connected) will print out a receipt for credit card payment, but unlike the previous method, the cardholder does not need to sign, which is faster and more convenient than the previous method. At this point, the card swiping induction program on the RFID machine is completed.
3. Usually, the manual pressure plate is used without a POS machine or networking. The pressing operation must have a pressure-sensitive copy of the Direct Purchase Order (at least two copies) and a telephone. The inspection before pressing the order is the same as that of the POS machine. Then, the operator uses the card press to print the++and name added on the credit card on the purchase order, and write down the amount, date and other information, then dial the authorization hotline of the acquiring bank, report the card information and apply for authorization, and write the obtained authorization code on the purchase order, and the cardholder will sign it after confirming it is correct. After checking the signature, the operator gives the cardholder a copy of the credit card and the order form. At this point, the manual pressing procedure is completed. Authorized calls are usually made immediately. In some areas with poor communication or good credit discipline, merchants will encounter the situation that they will deliver the goods after signing the card to complete the transaction. Authorization will be completed in the future, but merchants are at risk of encountering credit card++(if customers pay with invalid cards and do not apply for authorization codes immediately, they will not be found immediately).
Why can I repay JD.COM's IOUs by credit card?
White stripes have gradually turned off the credit card payment function. Credit card repayment is not supported for white bill at present. Please choose debit card or pocket money to pay.
It is necessary to complete the real-name authentication of JD.COM account and Jingdong wallet, and the security center must have the same real name as Jingdong wallet before the payment icon of JD.COM vault can be displayed. If it does not meet the requirements, the payment icon of JD.COM Treasury will not be displayed when the IOU is repaid.
JD.COM borrows money to repay:
JD.COM IOUs have two repayment methods: manual repayment and automatic repayment. The specific operation steps are as follows:
1. Automatic repayment: after the order system starts the automatic repayment service, the system will automatically deduct the money the day before the last repayment date of each order. After the billing system starts the automatic repayment service, the system will automatically deduct the bills that need to be repaid one day before the repayment date. The automatic repayment path of the order system and the billing system is the same.
1. computer terminal: my assets-my IOU-automatic repayment enabled.
2. Mobile phone terminal: white note-white note limit-setting-automatic repayment.
Second, manual repayment.
1. Manual repayment of bills by installments includes three repayment methods, namely "paid bill repayment", "unpaid bill repayment" and "paid off in full". Both the computer side and the APP side support repayment operations.
(1), paid by bill.
Computer-side operation path: Jingdong Finance Home-My Assets-My IOUs-Bills-Instant Repayment
Jingdong financial App operation path: jingdong financial APP home page-white note-white note available amount -X monthly bill-one-time payment.
② Repayment without bill of lading
Computer-side operation path: JD Finance Home-My Assets-My IOUs-Unbilled-Prepayment
Operation path of JD Finance APP: JD Finance App Home Page-White Note-Available Amount of White Note-All to be Paid-Not Paid-Paid off in advance (click Partial Repayment to manually enter the repayment amount, and the partial repayment amount cannot be less than 10 yuan).
(3), all paid off.
Computer-side operation path: Jingdong Financial House-my assets-my IOUs-no bills-all paid off.
Operation path of JD Finance APP: JD Finance App Home Page-White Note-Available Amount of White Note-All to be Paid-One-time Repayment (click Partial Repayment to manually enter the repayment amount, and the partial repayment amount cannot be less than 10 yuan).
2. Order IOUs are used for manual repayment. You can choose a single repayment or a combination of multiple repayments.
① Computer-side consolidated repayment: my assets-my IOUs-will be repaid in the next 7 days.
② Single repayment on the computer side: My assets-my IOUs-are to be returned. Select the order to be repaid.
3. Mobile phone repayment: JD Finance APP- White Note-to be returned in the next seven days/this month-to be returned in full, and multiple bills can be combined or paid separately.
So much for the introduction of whether credit cards can return IOUs.