Second, specifically:
Computer operating environment: Apple A1466Window1 system
Mobile operating environment: Xiaomi 12mui12.5.13
1. Mobile banking. Now all major banks have their own mobile apps, and they can repay their credit cards by logging in after downloading;
2. Third-party payment platforms, such as Alipay and WeChat, all have credit card repayment function, which can be repaid after the bank card is bound;
3.ATM repayment, directly insert a credit card into the ATM, and then deposit money;
4. Associate the bank card with the credit card, and the system will automatically deduct the money from the bank card bound to you on the repayment date;
5. You can also repay money at the counter of bank outlets, and you need to bring your ID card and credit card.
3. Installments:
1. Installments are mostly used in some product transactions with long production cycle and high cost. Such as the export of complete sets of equipment, large vehicles, heavy machinery and equipment. The method of installment payment is that after the import and export contract is signed, the importer pays a small part of the payment as a deposit to the exporter, and most of the rest will be paid in installments after the products are partially or completely produced and shipped, or when the goods are installed, commissioned, invested and quality guaranteed.
2. Installment payment is actually a loan provided by the seller to the buyer. The seller is the creditor and the buyer is the debtor. The buyer can get the goods or services he needs after paying only a small part of the payment, but because interest is included in the future installment payment, the amount paid for buying the same goods or services by installment payment is more than that paid in one lump sum. On the one hand, installment payment can enable the seller to complete the promotion activities, on the other hand, it also provides convenience for the buyer.
3. The characteristic of installment payment is that after the import and export contract is signed, the importer pays a small part of the payment as a deposit to the exporter, and most of the rest will be paid in installments after the products are partially or completely produced and shipped, or when the goods are installed, commissioned, invested and the quality guarantee expires. The buyer and the seller sign a contract at the time of transaction, and the buyer pays the goods and services to the seller in installments within a certain period of time. The date and amount of each payment are stated in the contract in advance.
4. Most domestic banks have credit card installment business. Installment payment is generally divided into POS installment, "mail order installment" and bill installment according to different occasions.