If the transaction amount is more than 50,000 and the number of sudden transactions is frequent in a short period of time, it will be monitored.

In addition, large payment transactions will also be monitored. Details are as follows:

1. In a short period of time, funds will be transferred in and out in a centralized way or in and out in a centralized way;

2. The frequency and amount of fund receipt and payment are obviously inconsistent with the business scale of the enterprise;

3. The flow of fund receipt and payment is obviously inconsistent with the business scope of the enterprise;

4. The daily income and expenditure of the enterprise are obviously inconsistent with the business characteristics of the enterprise;

5. A large amount of funds are received and paid periodically, which is obviously inconsistent with the nature and operating characteristics of the enterprise;

6. The same payer frequently receives and pays funds in a short period of time;

7. A long-term idle account is suddenly opened for unknown reasons, and a large amount of funds are received and paid in the short term;

8. Frequently collect personal remittances from individuals who are obviously unrelated to their business in a short period of time;

9. The amount, frequency and use of cash deposits and withdrawals are obviously inconsistent with their normal cash receipts and payments;

10, personal bank settlement account accumulated more than 1 10,000 yuan in cash in a short time;

1 1. Business dealings with customers in areas where drug trafficking, smuggling and terrorist activities are serious have greatly increased, and fund payments have occurred frequently in a short period of time;

12. account opening and account closing are frequent, and a large amount of funds are received and paid before account closing;

13. Deliberately break the whole into parts to avoid the monitoring of large payment transactions;

14, other suspicious payment transactions stipulated by the People's Bank of China;

15. Other suspicious payment transactions judged by financial institutions.

: What if the bank card is frozen?

Different types of bank cards may be frozen and unfrozen in different ways, and the unfrozen methods may also be different for different reasons.

I. Credit card

If the credit card is frozen, it is often due to overdue, cashing out or bank risk control. If it is frozen beyond the time limit, pay off the arrears as soon as possible before applying for thawing; If the cash is frozen, you can only apply for thawing after the bank cools down; It is the same for bank cards to be frozen due to bank risk control, and it is necessary to wait for the end of bank risk control.

Second, debit cards.

If the debit card is frozen, the account may be frozen due to incorrect password input for more than several times, or the account may be frozen due to some judicial reasons, or the bank account is wrong.

If it is caused by the bank's wrong account, it will be automatically thawed after a period of time; If it is for judicial reasons, it is best to ask why the judicial organs should freeze their bank cards; If the password is entered incorrectly, you can wait 24 hours to see if it will be automatically unfrozen. If not, you can apply for thawing at the outlet.