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Learn more about China Merchants Bank Credit Card.
At present, among all credit cards of China Merchants Bank, YOUNG Card Youth Edition is the best one to apply for, because it was launched on 20 10, and it is relatively easy for fresh people who graduated from college and are under 30 to approve. It is suggested that if you apply for the first credit card at China Merchants Bank, you can give priority to the Youth Edition. In addition, China Merchants Bank does not limit the number of cards under the same account name, and all share the quota. After the approval of YOUNG Youth Edition, with the increase of its own needs-traveling or dining, buying a car, buying a car, redeeming Warcraft cards, etc. -You can apply for other CMB credit cards. Generally, you can apply for the "two cards" of China Merchants Bank if you already have a card (except for platinum cards and unlimited cards, which are mainly invited by banks).
To apply for a CMB credit card, the most important condition is that 18-60 years old or above, and has a stable job and income. The necessary application documents are a copy of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. Detailed application materials are as follows:
1, identification: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of the military ID card;
2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;
3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.
Under normal circumstances, the fixed amount of Puka is 1 1,000 yuan-1 1,000 yuan, and the fixed amount of Gold Card is 1 1,000 yuan-50,000 yuan. The specific amount shall be subject to the audit results.