Generally, the initial opening limit is 5000 yuan per day. Generally, the initial opening limit is 5000 yuan per day. If it exceeds the limit, the handling fee must be less than or equal to two thousandths of the total amount. For example, 2000 yuan is only for 4 yuan. The collection code is a face-to-face collection function. The acquisition code has the characteristics of convenience, quickness, easy identification and low cost. For merchants, running water is in an account, which is also convenient for merchants to count.

At present, the whole system of rural commercial banks is dominated by small merchants, and the single payment amount is mostly within 500 yuan. Even if it exceeds the limit, it can be done by sweeping customers. There are no restrictions on general payment, but the payment code is usually used for small payment, which has certain restrictions on users scanning QR code to pay.