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Fujian Rural Credit Union Fuwantong Debit Card Charge Standard
Credit card guide credit limit

Gold card is 200,000-300,000 yuan, ordinary card is 200,000-200,000 yuan, platinum card is 300-/kloc-0,000 yuan, employee card is 200,000-300,000 yuan, inclusive financial card/kloc-0,000/-300,000 yuan, and the validity period of the card is 1 year or 3 years.

function

1, overdraft credit card consumption: overdraft consumption within a certain limit.

2. Cash advance (including cash withdrawal and transfer): Except for HP financial cards, the daily maximum limit of each card is 2,000 yuan, and the cumulative cash withdrawal does not exceed 50% of the credit line. The maximum daily withdrawal amount of Pratt & Whitney Financial Card shall not exceed its credit limit.

3. Installment payment: The customer applies for repayment by installment for eligible consumer transactions, and Pratt & Whitney Financial Card does not support installment business.

4. Payment without card: Cardholders can use Fuwantong credit card to make online payment in UnionPay cooperative merchants, which is safe and fast without opening online banking. Specific forms of payment include verification payment and fast payment (the list of specific merchants can be found on the website of China UnionPay).

service

1. If the cardholder has repaid in full, the consumer transactions occurred in the current period on the current bill will enjoy interest-free treatment from the bank bookkeeping date to the final repayment date.

2. Set up a 24-hour customer service hotline to provide cardholders with services such as consultation, inquiry, complaint and handling loss reporting.

3. Provide the cardholder with a monthly statement in the way agreed by both parties, and list the overdraft balance (or deposit balance), transaction amount, available credit line, minimum repayment amount and due repayment date of the cardholder's account on the notification deadline.

explain

1. After receiving the card, the applicant can activate the card at the counter or through telephone banking or online banking.

2. After activating the card, you can set the transaction password in telephone banking.

3. At the same time, you can set the password for telephone banking inquiry.

Risk warning

1. Please don't put your credit card and ID card together.

Please don't put the credit card and password together.

3. Please modify your card password regularly; Try not to use easy-to-crack numbers such as ID number and birthday.

4. Please keep the ATM transaction receipt and the receipt, consumption receipt and invoice for swiping the card at the merchant, so as to check whether there is any problem.

Important information such as your card number is printed on ATM transaction slip and credit card receipt. Please don't throw it away at will, so as not to make fake cards, which will be picked up by criminals and stolen. If you want to throw it away, please tear it off completely.

6. Please pay attention to safety when entering passwords at ATM or merchants to prevent criminals from peeping around.