If you accidentally deposit money into a credit card, you can withdraw it, but a handling fee will be charged. The money deposited into the credit card is called overpayment, and the overpayment can be withdrawn in the following ways: 1. Directly swiping the card for consumption. There is a fee for withdrawing the overpayment from the credit card, but there is no charge for swiping the card. Therefore, you can choose to directly swipe the card for consumption and use the money accidentally deposited in the credit card; 2. Transfer to the debit card of a peer. If you do not want to withdraw cash, you can transfer the overpayment to the debit card of the peer, and then use the debit card Withdraw cash. However, the prerequisite is that the cardholder must have a debit card from the credit card-issuing bank. Secondly, it is necessary to compare whether the transfer fee for overpayment is lower than the cash withdrawal fee. If the fee for the two methods is the same, there will be no It is necessary to transfer money; 3. When canceling the card and withdrawing the balance, please pay attention to the order of withdrawing the balance and canceling the card. If you withdraw the balance first and then cancel the card, you will also be charged a cash handling fee. However, if you cancel the card first and provide the bank card account number of the same person to transfer the balance out, there is no handling fee, but you will have to wait a few days for the account to arrive. Specifically The rate and arrival time are subject to the bank's display.