Financial management knowledge 1: 3 suggestions

1. Read some financial management knowledge every day. As you accumulate more knowledge, you will become more and more comfortable in financial management

2. Women must manage finances. After managing finances, you will find that you own a golden mountain, believe me

3. Start financial management from scratch, start with small money. Financial management knowledge 2: 3 links

1. Save money

If you earn one and spend two, you will remain poor all your life. It is mandatory to deposit 10% of the money in the bank every month. Make a compulsory savings for yourself. After distributing the money, directly deposit 10% of the money in the bank. If you don't take this step, you will never have money to spend.

2. Make money

Funds, stocks, bonds, real estate, P2p

3. Protect money

Unforeseen circumstances may arise. No one knows what will happen, so you should buy insurance for yourself. Insurance is an important means of financial management, but it is not everything. Making money is like digging a well to inject a steady stream of water into your reservoir, but just drilling a well If that's not enough, we need to build a dam for the reservoir.

Financial management requires a center and three basic points: managing money as the center, saving money as the starting point, making money as the focus, and protecting money as the guarantee. Tips on financial management three: How much does it cost to start financial management?

Financial management does not matter how much. If you save 100 yuan a month to buy a fund, from the age of 20 to 60, it will be 637,800 yuan; if you save 60 yuan at the age of 30, it will be 637,800 yuan. 220,000; starting from the age of 40, 70,000; age 50, 20,000. Money begets money and is a long-distance runner. Financial management must start from a young age. The nature of money: If you don’t love me, I don’t love you. Tips on financial management 4: Two good habits

1. Frugality

Take a taxi less, do one less beauty treatment, order one less dish when eating, save the money you save and invest it , let money make money. The rich's money makes money, and the poor's debts support their debts. Saving money and respecting money are habits of many wealthy people. Li Ka-shing's frugal life is well known. We often say that the richer the rich, the more they deduct money, because they know that money is hard to come by, while people without money are often poor and generous.

2. Accounting

Accounting should be done every day. If not, you can do it once every three days. Keeping accounts will help you know where each expense went, and will also help you develop the habit of planning your money. Financial management tips 5: How to allocate assets?

The money involved in financial management should be divided into three parts

The first part: emergency money, living expenses for 6 months to a year. Deposit in a bank, current financial management, regular financial management, or money market fund.

Second installment: life-saving money, living expenses for three to five years, fixed deposits, national bonds, commercial pension insurance, etc. It should be something that protects the capital and does not lose money, and only adds more but not less.

The third part: spare money, money that will not be used for five to ten years. Only this kind of money can be used to buy stocks, buy funds, engage in real estate, or start a business with friends in partnership, to do this If you want to invest, you must have spare money.

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