Postal passbooks cannot be withdrawn from cash machines, but they can be withdrawn from smart teller machines. The Postal Savings Bank's all-in-one deposit machine has a cardless transaction function and can realize cash remittance and credit card repayment functions. If the cardholder urgently needs to withdraw money but does not have the card, he or she can try to withdraw money through facial recognition or QR code through mobile banking.

The ATM can accept withdrawals from the following card types:

1. Various bank cards in the Postal Savings Bank system (except VISA, MasterCard, and JCB single-logo credit cards).

2. Bank cards from other banks that meet China’s “UnionPay” standards (including UnionPay cards issued by overseas banks such as Hong Kong).

3. Foreign cards issued by overseas banks, with VISA, PLUS, VISAElectron, MASTERCARD, CIRRUS, MAESTRO and other logos on the card.

China Postal Savings can be traced back to the postal savings business launched in 1919, which has a history of 100 years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Co., Ltd. was officially established. In January 2012, the company was restructured into a joint stock limited company.

In December 2015, ten domestic and foreign strategic investors were introduced. In September 2016, it was listed on the Hong Kong Stock Exchange. In December 2019, it was listed on the Shanghai Stock Exchange and successfully completed the three-step reform goal of "shareholding reform - leading to war - A and H dual listings".

The establishment of the Postal Savings Bank of China is another major phased achievement in the reform of my country’s postal system. It is also another new and important achievement in the reform of the financial system under the guidance of the national financial regulatory authorities. .

The establishment of the Postal Savings Bank of China will surely further promote the development of my country’s banking industry and the improvement of the banking system, will accelerate the construction of my country’s new socialist countryside, and will also favorably support my country’s national economy. construction and the development of various social undertakings.

After its establishment, the Postal Savings Bank of China will continue to rely on the postal network, in accordance with the corporate governance structure and commercial bank management requirements, continue to enrich its business varieties, continue to expand marketing channels, continue to improve service functions, and will further strive to build A financial service network that connects urban and rural areas and covers the whole country; it is committed to building a modern bank with sufficient capital, strict internal control, safe operation and strong competitiveness, and makes new contributions to building a harmonious socialist society.

It has nearly 40,000 business outlets and serves more than 600 million individual customers. It is positioned to serve "agriculture, rural areas and farmers", urban and rural residents and small and medium-sized enterprises, and is committed to serving the most dynamic customer groups in China's economic transformation. Provide services and accelerate the transformation into a new retail bank that is data-driven, channel coordinated, wholesale-retail linkage, and operationally efficient. The Bank has excellent asset quality and significant growth potential, and is China's leading large-scale retail commercial bank.