After the gold card of China Merchants Bank is upgraded to a platinum card, the annual fee will be charged according to the platinum card. The rules of Platinum Card are as follows:

1. Annual fee: 3600 yuan a year.

Deductible 10000 points;

2. Interest-free period: 18-50 days;

3. Withdrawal: 1% of the transaction amount, with a minimum of 10 yuan;

4. Integral method: you can accumulate 1 integral for every consumption of RMB 20 yuan or USD 2 yuan;

5. Revolving credit interest (daily interest)

:0.5%。