There are three commonly used methods to increase the credit card limit of ICBC:

First, brush the stars and improve the star rating

ICBC credit cards have star ratings. The more stars, not only help to apply for large credit cards, but also help to increase the amount; If you have a savings card in ICBC, you will have a star rating.

Second, the consumption withdrawal method

There must be at least 25 irregular consumption records every month, and the larger the credit card amount, the better, but don't swipe the card. Once it exceeds the limit, it will give the bank a bad impression of spending too much.

after three months, call to apply for a withdrawal, whether it is temporary or permanent, and it will be accepted. After the withdrawal is successful, after brushing the quota, you should call to apply for withdrawal and explain the withdrawal situation. It is best to explain the reasons why the quota is not enough, and keep applying for withdrawal by phone until you can't withdraw the quota.

III. Precious metal withdrawal method

Before this party uses it, it needs to open ICBC online banking, and at the same time, bind the credit card to the U shield of online banking, and buy more than 2, precious metal transactions. You can buy three pieces at a time for three days in a row. After almost 5 times, you can call the customer and ask for an increase in the fixed amount. The reason is simple, that is, you need to spend a lot.

Extended information:

ICBC credit card limit promotion needs to meet the following conditions:

1. ICBC credit card limit promotion needs users to activate for more than half a year, and ICBC credit card holders can apply to the credit card center for withdrawal.

2. For the first withdrawal, you need to use the card for more than half a year, and it is normally used (generally, the average monthly consumption is required to be 3%/ or more of the limit), and there is no bad record in the last six months. Peony credit card has a fixed amount, and no adjustment service is provided.

3. In addition, the repayment credit status without bad records within six months is only the basic condition for ICBC to increase the credit card limit. Whether the withdrawal can be successful and how much the limit can be increased depends on the cardholder's monthly consumption amount and consumption type.

Baidu Encyclopedia-Credit Card Withdrawal Technology

China Industrial and Commercial Bank-Credit Line Adjustment