Current location - Trademark Inquiry Complete Network - Overdue credit card - Excuse me, if you use China Merchants Bank credit card to pay 3200, 12 in installments, what is the handling fee? How much do I need to pay back each issue? How is it calculated?
Excuse me, if you use China Merchants Bank credit card to pay 3200, 12 in installments, what is the handling fee? How much do I need to pay back each issue? How is it calculated?
Hello, bill installment (only holders of corporate cards or supplementary cards can't apply for it for the time being) is a new financial management function launched by our credit card, which can help you repay the consumption amount in the bill by monthly installments. You can send a short message, log in to the online bank of credit card or call the customer service hotline 4008205555 to transfer the application to the service specialist. Handling fee per installment = total installment amount × handling fee rate per installment. The minimum handling fee for each installment is 5 yuan, 0.9% for the third installment, 0.75% for the sixth installment, 0.70% for 10 installment, 0.66% for 12 installment, 0.68% for 18 installment and 0.68% for the 24th installment. Whether the bill installment application is approved or not shall be subject to the comprehensive evaluation results of our credit card center. For details, please log on to the credit card website/click on "Credit Financing"-"Billing Stages" to estimate the repayment amount and handling fee for each installment.

If you successfully handle the bill installment business, you can enjoy the interest-free period if you repay in full every month before the due date, otherwise you can't.

After the bill installment is successful, the cardholder only needs to repay the remaining bill amount after deducting the bill installment amount before the due repayment date. After that, the repayable principal of each installment of the bill = total installment principal ÷ number of installments. The principal payable in each installment (accurate to the minute) is credited to the cardholder's credit card account every month, and the balance is credited to the last installment. Handling fee per installment = total installment amount × handling fee rate per installment, and the minimum handling fee per installment is 5 yuan.

For example, your current bill amount is 5,000 yuan, and the installment amount you applied for is 3,000 yuan. You need to repay 2,000 yuan on the due repayment date of this period. After that, the payable principal of each installment of the bill is 65,438 yuan+0,000 yuan, and the handling fee is 27 yuan, which will be paid off in three installments. Use your card well!

(If you have any other questions, I suggest you consult "Online Customer Service" /cmu/icslogin.aspx? from = B& amp; Logincmu=0. Thank you for your attention and support! )