The application conditions for Bank of China Platinum Card are relatively strict, as follows:
1. The applicant is between 18 and 65 years old, and has independent civil capacity;
2. Have a stable job and income, and provide relevant supporting documents;
3. The applicant has an average daily deposit of 500,000 yuan or more in Bank of China for three consecutive months;
4. The applicant’s central bank credit report is good and there is no bad credit record.
In addition, the conditions for applying for the Bank of China Platinum Card are relatively loose, such as the Bank of China Urban Colorful Platinum Card and the Bank of China International Zhuojun Card, and the average daily asset requirements are not that high.
:
The Bank of China Platinum Credit Card is an international standard credit card specially issued by Bank of China. In addition to functions such as global use, revolving credit, cash advance, free text messages, and flexible installment payments, Bank of China also provides large credit lines of up to 2 million yuan and an ultra-long interest-free period of up to 59 days. , double consumption points, free airport VIP lounge services, exclusive golf privileges, platinum medical and health insurance and other presidential-level services.
Charging standards
Annual fee: 3,600 yuan for the supreme version; 800 yuan for the elite version
SMS service fee: free
Interest-free period: 20-50 days
Minimum repayment ratio: 10
Cash withdrawal handling fee: 1, the minimum domestic bank is 8 yuan (ATM), the minimum is 10 yuan (counter) , the minimum is 12 yuan from other banks (ATM); the minimum is 15 yuan from overseas UnionPay. : 3, overseas, minimum 3.5 US dollars (other fees incurred for cash withdrawals at overseas non-Chinese bank branches shall be borne by the cardholder)
Late payment fee: 5 (the unpaid portion of the minimum repayment amount), minimum 10 yuan or 1 US dollar
Over limit fee: 5 (unpaid portion of the minimum repayment amount), minimum 10 yuan or 1 US dollar
Bill retrieval fee: 15 yuan/bill (overseas USD 5/card, you need to pay other fees that may be charged by credit card organizations or overseas institutions)
Handling fee for re-sending the bill: free
Handling fee for overpayment recovery: 5 ‰, minimum 5 yuan or 1 US dollar, maximum 200 yuan or 30 US dollars
Foreign exchange fee: 1.5
Loss reporting fee: free
Replacement card Fee: Free
Emergency replacement card handling fee: US$175/card (this fee is charged by international organizations)
Reset password letter handling fee: Free
Applicants
BOC Platinum Credit Card is only issued to specially invited customers.