Credit card POS card swiping time, swiping amount and explaining the time. Merchant swiping time:
Credit cards are swiped in four time periods: morning, noon, afternoon and evening.
6: to 1: in the morning
11: to 3: at noon
4: to 7: in the afternoon
7: to 1: in the evening
Don't set the card blank directly, don't swipe it in small amounts every time, but swipe it alternately with large and small amounts, and it is best to spend more than 7 credit cards every month
Preparation for raising a card:
2. Card preparation: Adjust the final repayment date of each credit card by modifying the billing statement of the credit card, in order to separate the repayment time of each bank's credit cards and maintain the credit cards with the least funds!
For example, the credit cards held are Traffic 1,, Guangfa 1,, Pufa 5,, CITIC 5,, China Merchants 1, and Industry and Commerce 1,, and the final repayment dates are the 5th, 7th, 8th, 15th, 27th and 28th of each month; By modifying the billing date, the final repayment date of six cards can be adjusted to 5 days for transportation, 1 days for Guangfa, 15 days for Pudong CITIC, 2 days for investment promotion and 25 days for industry and commerce, so as to achieve the purpose of raising six credit cards with 1, funds!
3. Card-raising scheme (the shortest period for swiping a single card is 5 days)
1. Swipe the card with pos from the merchant of your choice at 9: am to 14: am, with a single amount of 5-2 yuan;
2. In the afternoon: just use a random match from 15: to 18: , and the single amount is about 4-8 yuan;
3. At night: use the self-selected merchant pos machine from 19: to 24:
4. At least 15 transactions per card per month;
5. If the credit limit of the card cannot be digested, you can use your card friend to swipe your card for many times on weekends. The single amount should not exceed 5, or 3% of the fixed amount, and the interval between swiping a single card should not be less than two hours.
6. If the credit limit of the small card is not enough for swiping, repay the loan after swiping, and continue to swipe the card after receiving the account;
7. Repayment: handle the bank savings card of each credit card. The savings card is bound to the credit card for repayment, and the funds are repaid to the bank's credit card through the savings card (this repayment method is preferred, and other repayment methods can also be used). It is better to repay in full. If the funds are insufficient, the repayment amount of the bill can be settled by multiple repayments! Examples of multiple repayments: the payable amount of the bill is 2,, the repayment amount is 2,, the repayment amount is 2,, and then the card is swiped, and so on until the bill amount is fully paid off (this method is risky and cautious)!
credit card content:
in the morning, I mainly buy breakfast, and I mainly use supermarkets, convenience stores, bakeries and grocery stores. The amount is between 1 yuan and 1 yuan.
noon: lunch, main brush: restaurants, convenience stores, bakeries, etc. from 1 yuan to 2 yuan
afternoon: dinner, main brush: restaurants, restaurants, western restaurants, etc. from 1 yuan to 2
evening: shopping, daily entertainment: department stores, supermarkets, fitness, bars, beauty salons, bowling, ktv, cinemas, etc. from 1 yuan to 5 yuan.