An impostor should pay attention to collecting evidence. In view of the fact that all kinds of contracts and evidences of impostor loans are not signed by himself, he can apply for legal appraisal. The impersonator should not listen to the rumor that any intermediary agency can "whitewash" the credit record, and choose formal legal procedures to solve the problem.
According to the Announcement on Standardizing the Use and Management of Resident Identity Cards
Five, state organs or relevant units and their staff should conscientiously fulfill the obligation of identity card verification, and strictly implement the responsibility of checking the identity card. Those who fail to perform their verification obligations according to law and cause damage to citizens' legitimate rights and interests or public interests shall be investigated for responsibility in accordance with relevant regulations. Citizens should consciously cooperate with the verification of resident identity cards and safeguard their legitimate rights and interests according to law.
Six, the staff of state organs or relevant units in the process of performing their duties or providing services, should be on the spot to check the identity card, identity card consistency, not to record the personal information of citizens on the identity card.
Nine, the state organs or relevant units shall establish a "blacklist" system for people with bad credit records, include individuals who use other people's identity cards in the "blacklist" database of bad credit records, and establish an information sharing mechanism to make necessary restrictions when performing their duties or providing services, so as to promote the implementation of the joint disciplinary mechanism.
Extended data:
If you lose your ID card and are afraid of being fraudulently used, you can take precautions by reporting it or publishing it.
The first step is to report the loss of the ID card.
The first thing to do when you find your ID card lost is to report it. The ID card contains a lot of information about us. Once it is used, the consequences will be very serious. You should report the loss to the local police station immediately.
The second step is to report the loss of the network or media.
After reporting the loss, you need to make necessary statements online to prevent others from using your ID card. Each province has its own website, which can be searched. Log in to the corresponding loss reporting website or Baidu and reissue it.
The third step is to reissue the ID card.
If you are in the local area, it is very simple. Just take the household registration book to the local police station to reissue it. There are two ways to reissue it, fast and slow, and the cost is different. You can choose according to your personal situation. You need to take photos at the police station, and you can't bring your own photos.
The fourth step is to reissue the ID card in different places.
Specific procedures:
1) The agent shall hold a written power of attorney from the applicant (the power of attorney shall specify the reasons for application, the types of application documents, the relationship with the agent, the name of the agent, the citizen ID number, the applicant's autograph and other matters that need to be explained).
2) the applicant's household registration book
3) Two recent bareheaded one-inch standard color photos of the Second Generation Certificate.
(4) An application for replacement of the applicant's lost identity card.
5) Original and photocopy of the resident ID card of the agent.
Step 5: Matters needing attention when reporting the loss of ID card.
1) The lost ID card is also legally valid and can be used before it expires.
2) The online statement just wants to prevent some things from happening, and there is no legal basis.
Baidu Encyclopedia-Announcement on Standardizing the Use and Management of Resident Identity Cards