How to calculate points for CCB credit card

Cardholders can accumulate points when using China Construction Bank Longka credit card (except for transactions or merchants designated by China Construction Bank that do not accumulate points), including comprehensive points and special points.

1. The comprehensive score is that the cardholder uses the Longka credit card, and 1 point is accumulated for every RMB 1 yuan spent (rounded to the nearest and nearest); 7 points for every dollar spent; 9 points for spending 1 euro with a European travel card. Special points refer to the service of product rights and interests of some credit cards (such as automobile cards and airline co-branded cards), and provide points accumulation and points redemption according to specific product rights and interests rules. Every time you spend RMB 166 (or equivalent foreign currency) with Shanghai Volkswagen Dragon Card, you will get 1 point (accumulated by integral multiple of 1 point).

2. the points of the cardholder's main card and the supplementary card are combined, and the points generated by the consumption of the supplementary card are accumulated in the main card. Points are valid for a maximum of five years (calculated in calendar year, including the year of accumulated points), and the accumulated points from January 1 to December 31 each year (the "first year") expire on December 31 of the fifth year and are uniformly cleared. The accumulated points before December 31, 216 (inclusive) are permanently valid.

example: the accumulated points between January 1 and December 31, 217 will expire on December 31, 221, and the remaining points will be cleared automatically and cannot be recovered.

(in case of business changes, please take the actual situation as the standard. )

How to get credit card points from CCB

One of the main ways to accumulate credit card points from CCB is to accumulate points through consumption, with 1 point for every RMB spent in 1 yuan, 7 points for every USD spent, and 9 points for every EUR spent, which will be adjusted in real time according to exchange rate changes.

Credit card holders can also accumulate points by using China Construction Bank Longka Credit Card for cash installment business, and the points are calculated according to the actual installment amount. The above is about the introduction of the credit card points of China Construction Bank, hoping to help. It is worth noting that the above two kinds of integral accumulation belong to comprehensive integral, and the other one belongs to special integral, and the accumulation rule of special integral usually requires higher consumption amount.

China Construction Bank was established on October 1, 1954. The basic background of the establishment of China Construction Bank is that the People's Republic of China began to implement the first five-year plan to develop the national economy, and large-scale economic construction centered on the construction of 156 key projects was launched one after another throughout the country. In order to manage the huge construction funds, China Construction Bank came into being.

during the twenty years from 1954 to 1978, CCB mainly undertook the responsibilities of centralized handling of national capital construction budget allocation and self-raised funds allocation by enterprises, supervising the rational use of funds, granting short-term loans to construction enterprises and handling basic business settlement.

since the late 197s and early 198s, China Construction Bank has continuously expanded its banking functions while inheriting its original functions. It has successively launched credit fund loans, residents' savings deposits, foreign exchange business, credit card business, policy-based housing reform finance and personal housing mortgage loans.

after more than ten years of reform and development, various businesses of China Construction Bank have developed rapidly, and its credit assets and liabilities have increased by dozens of times. From a bank that only manages financial funds and supervises infrastructure allocation, it has developed into a national professional bank that manages both financial investment and credit business, handling both fixed assets investment credit and supporting liquidity loans, handling both domestic and international financial business, and mainly handling medium and long-term credit.

Since the mid-198s, in order to meet the requirements of China's economic and financial system reform and economic development, China Construction Bank has successively launched cash cashier, residents' savings, fixed assets loans, working capital loans for industrial and commercial enterprises, international finance, housing loans and various entrusted agency services. By opening all kinds of commercial banking services for the public, the functions of banks have been enriched and a solid foundation has been laid for the transition to modern commercial banks.

From the early 199s, in less than five years, the transition from stand-alone operation to developed and applied bank-wide network including electronic capital settlement system and networked trading of Longka network was basically completed. Construction bank system, general ledger transmission system and e-mail system, and also realized networking with SWIFT system.

what are the ways to redeem credit card points of CCB?

Credit card points redemption of CCB includes the following four ways:

Credit card points redemption methods of CCB 1. Apply for redemption of credit card "selected points gifts" on CCB website through channels such as CCB website, self-service voice phone and SMS.

redemption method for credit card points of CCB II. When the credit card partners of CCB swipe their cards, they will use the points to offset some consumption and redeem gifts.

redemption method for credit card points of China Construction Bank III. Longka automobile card points holders can call the customer service hotline of China Construction Bank at 4-82-588 to apply for redemption of points for refueling fees.

redemption method for credit card points of China Construction Bank IV. China Eastern Airlines Dragon Card, Shenzhen Airlines Dragon Card, China Southern Airlines Dragon Card and Shanghai Volkswagen Dragon Card are specially redeemed for designated gifts, and do not participate in the above redemption.

cardholders can apply for redemption through CCB's website, self-service voice phone, SMS and other channels. The success of the application will depend on whether the cardholder's points are deducted enough and the gift inventory. The specific methods are as follows:

(1) Online application for credit card redemption of CCB: log in as a registered user/login with a guest, select a gift with points, place an order as prompted, and exchange information by confirming the number of gifts, delivery address and so on, and enter the mobile phone number and credit card.

(2) Self-service application for credit card points redemption by voice telephone of China Construction Bank: Call the points redemption hotline (21-5619818), enter the number and quantity of the gifts to be redeemed according to the operation steps, and submit the redemption application.

(3) SMS application for credit card points redemption of CCB: the cardholder applies for gift redemption by sending SMS through the mobile phone reserved for CCB's credit card system. The format of the SMS editing is # LPDH# last 4 digits # gift number (7 digits) # and it is sent to 95533.

(4) Credit card points of China Construction Bank can be redeemed for diamond credit cards and platinum credit cards (Premium Edition and Elite Edition). Cardholders can call 4-888-8858 to apply for redemption of points gifts.

This is the end of the introduction about how to swipe credit cards of CCB and how to swipe credit cards of CCB. I wonder if you have found the information you need?