Details are as follows:
1. Handling after overdue: After the credit card of CCB is overdue, the bank will freeze the account and prohibit the cardholder from continuing to use the credit card until the overdue repayment is settled.
2. Waiting period after overdue repayment: Under normal circumstances, it takes about one month for the bank to re-enable the credit card function after the overdue repayment is cleared.
3. Notice of resumption of use: Once the credit card is available again, the bank will notify the cardholder by SMS, telephone or letter, telling them that they can use the credit card for consumption normally.
4. Precautions: After overdue repayment, you should contact the bank in time to confirm the repayment situation and the specific time to resume use. At the same time, it is suggested that cardholders strengthen repayment management to avoid overdue again.
To sum up, after the credit card of CCB is overdue, it will take about one month to recover after it is paid off. Cardholders should keep in touch with banks, strengthen repayment management, and avoid overdue again.
Extended data:
CCB Credit Card is a credit card product issued by China Construction Bank. As one of the large commercial banks in China, CCB has a wide range of credit card products, covering all kinds of users' needs. Overdue repayment means that the cardholder fails to repay the credit card bill on time within the repayment period, which will have a negative impact on the personal credit record and will also affect the use of the credit card. Therefore, when using credit cards, cardholders must understand the repayment rules, repay on time, and maintain a good credit status.
The above is the answer about the recovery time of CCB's credit card after it is overdue. I hope it helps you!