Weixin Kaikadai is a mobile APP launched by Shanghai Weixin Huizhi Financial Technology Co., Ltd., which provides credit card users with credit card balance reimbursement services for daily consumption. After the user successfully obtains the credit limit, he can repay the credit card on his behalf. The limit can reach 50,000, with a variety of installment models to choose from, and loans can be made as quickly as the same day.
Weixin Jinke owns intelligent financial products: Weixin Card Loan, Doudouqian, Star Money Bag, etc., covering vertical fields such as credit card balance compensation, consumption installment, and shopping installment.
General projects: technology development, technology transfer, technical consulting, technical services in the field of financial information, computer data processing and integration, computer software and hardware (except audiovisual products and electronic publications), and technical development of financial software and sales; undertake technology outsourcing business for financial institutions or non-financial institutions, investment consulting, international economic, technology, environmental information consulting, corporate management consulting, marketing planning, financial management consulting, cultural information consulting (except brokerage), etc.
Kakadai has been deeply exploring the financial service needs of young people, serving users 24/7, and disbursing funds as quickly as the same day. Pay off all credit card bills at once, release credit limit for users, and practice the product concept of "Credit Guard". The "7-day interest-free" service allows users to get through the "repayment crisis" of credit cards without any pressure. And through strict credit ratings, differentiated risk pricing of rates is achieved, so that users with good credit can obtain more favorable interest rates, which are lower than the current level of 50,000 per day for credit cards.
Kakadai mainly provides credit card balance compensation services, which can be applied through WeChat service account or APP. According to the December 2015 financial application potential list and year-end list inventory report released by TalkingData, Kakadai With a user coverage growth rate of 109% in a single month, Daidai ranked second in TalkingData's list of emerging applications in the financial industry.
Vision Credit Card will not check your credit record when applying for a loan, but credit records will be checked if it is overdue. When borrowing money, you should pay attention to the repayment date.
Internet finance has brought many conveniences to everyone. To apply for a small loan, you no longer need to go to the bank, you only need to download an app. However, most small loans will be recorded on the credit report, so repayments must be made on time, and it is not advisable to apply frequently. If there are too many small loan records on the credit report in a short period of time, personal credit points will be reduced even if they are not overdue. .