If you have more than 5 credit cards (credit cards), you may have to bear the following consequences:

1. Credit card (credit card) management is troublesome, and it is easy to cause overdue credit cards;

p>

2. Having too many credit cards (debit cards) can easily lead to irrational consumption, which puts five-star repayment pressure on yourself;

3. Having more than one credit card (debit card) 5, the larger the credit limit, the higher the liability, and long credit will affect loan approval.

It is more appropriate for a person to hold about 3 credit cards (credit cards). Cancel the credit cards (credit cards) that are of little daily use and have little value, and maintain good overdraft consumption behavior. Good for personal credit. Whether you should apply for a credit card (debit card) or not depends on your personal needs. If you only apply for a card as a gift, there is no need to apply for a card.