Which bank's credit card is easy to handle

Credit cards of China Merchants Bank, China Everbright Bank and Ping An Bank are relatively easy to apply for.

Supplementary information:

Credit card processing of China Merchants Bank, China Everbright and Ping An is very simple, as long as you have a work card, a medical insurance card and an ID card. China Merchants Bank can also directly apply for completing the information on the credit card official website, and the bank will send the credit card after checking it. In terms of quota, these three banks will also be higher than the four major state-owned banks.

Extended information:

1. The application conditions for China Merchants Bank's credit card are:

1. The applicant is 18 to 6 years old and has China nationality.

2. Applicants should have a relatively stable job and income, with an average monthly income of not less than 3, yuan.

3. The applicant should provide the bank statement of the salary card and the list of social security personal accounts for the past six months. If you have a car and a house, you can also provide real estate license and car driving license.

4. The applicant must have a fixed place of residence, and can provide proof of permanent residence and payment documents for daily life.

5. Applicants should have good personal credit.

As we all know, to apply for a credit card of China Merchants Bank, you need to be at least 18 years old, have a stable job and income, have qualified personal credit information and so on.

6. Credit card applicants of China Merchants Bank must have certain economic ability and have no bad credit record. The applicant should be 18~6 years old (foreigners are 25~6 years old).

2. Basic conditions for credit cards of China Everbright Bank:

1. Credit card applicants must be between 18 and 65 years old, have full capacity for civil conduct, and have legal and stable income, and their personal credit report in China People's Bank meets the applicable conditions for issuing cards of China Everbright Bank.

2. Original valid ID cards (including but not limited to domestic resident ID cards, foreign passports, Hong Kong and Macao residents' travel permits to and from the Mainland, mainland travel permit for taiwan residents, etc.) shall be provided as required.

which bank is the best to apply for a credit card

Relatively speaking, commercial banks are a little easier than the credit cards of the four major state-owned banks in China. Each bank's credit card has its own characteristics and procedures. The credit cards of China Merchants Bank, Bank of Communications, China CITIC Bank and China Guangfa Bank are easier to handle than those of the four major banks.

according to article 7 of the measures for the supervision and administration of credit card business of commercial banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.

First, China Merchants Bank Credit Card

The best credit card for China Merchants Bank is the YOUNG card, which is tailor-made for the younger generation. You can apply for a small white collar just after graduation, and college students who have reached the age of 18 can also apply for a formal internship contract.

friends who have used China Merchants Bank's credit card know that China Merchants Bank's service is very good, which is the best among all banks. Although China Merchants Bank can't handle cards with cards, the efficiency of issuing cards and withdrawing money is quite high. Moreover, China Merchants Bank supports the WeChat withdrawal test. Once the test passes, it can quickly withdraw the amount, which is simple and rapid, which is so powerful.

Second, Bank of Communications Credit Card

The Y-power card for Bank of Communications is often recommended, with a cash withdrawal limit of up to 1%. There is no annual fee for the first year, and the annual fee for the next year can be waived by swiping the card six times, which is very powerful.

The usual activities are also super powerful, such as the annual necessary activities: the most red star period on Friday, the most super red star period on Friday, and weekly brushing. In addition, Bank of Communications supports card processing. Although the risk control is strict, it is not as difficult as everyone said.

Third, Ping An Bank Credit Card

Ping An Bank has also expanded rapidly recently, supporting insurance policies. Compared with China Merchants Bank and Shanghai Pudong Development Bank, the preferential activities of Ping An Bank's credit cards are not outstanding. However, the owner card of Ping An Bank is very powerful for car owners, because there are many gas concessions.

Fourth, CITIC Bank Credit Card

It is recommended to apply through the Internet, which is quite efficient. Generally, short messages will be accepted by the bank within 24 hours. Auditing information is very simple, as long as you provide a copy of your ID card. But as for the amount, it is very difficult.

from time to time, CITIC's credit card activities are quite powerful. In recent years, the "9-point redemption" activity has gained a good reputation, but it has been criticized by everyone for adjusting its strategy. However, I still recommend its Platinum Card and JD.COM White Card.

V. Credit Card of Guangfa Bank

Guangfa is called an iron rooster, mainly because it is difficult to raise the amount, but there are still many preferential activities. The best credit card for Guangfa Bank is undoubtedly Guangfa True Love Credit Card. As long as you are a female customer and can provide stable income proof and personal information, there is no obstacle to applying for this card.

VI. Credit card of China Everbright Bank

It is relatively easy to get the card, and the amount is high. You can apply for adjusting the amount for half a year, which is generally doubled at a time. The best thing is that there are many points activities, often several times the points are delivered, and online transactions are also counted as points.

Actually, at present, as long as your credit qualification is good enough, you can apply for a credit card at any bank. If you repay the loan in time and use the card reasonably, the credit limit will go up.

which banks are easy to apply for credit cards?

1. Industrial Bank: Industrial Bank has a relatively low threshold for applying for a card. It is easier to apply for a card on Alipay, but generally it takes more than 62 sesame scores to apply. As for the choice of card types, I would like to introduce you to apply for industrial bank pass credit card and industrial Taobao credit card. Generally, the audit results can be issued as soon as 5 minutes after submitting the application. In the case of good credit, the approval rate is said to be over 9%.

2. China Everbright Bank: Alipay users with sesame scores above 62 can apply for Everbright Credit Card in Alipay more easily, and many cardholders report that they can approve it every second. Of course, it is necessary to choose the right card type in advance. Here, I suggest that you apply for a light yellow duck theme credit card, which is said to be the easiest card to be approved by China Everbright Bank. However, it should be noted that the online application of China Everbright Bank requires a face-to-face signing before the card can be issued.

3. Minsheng Bank: Minsheng Bank cooperated with Alipay to handle the card very early. Generally, if there is no problem in credit reporting, sesame seeds can be approved in seconds with a score of over 6, especially as the end of the year is approaching, the card approval rate is still high. In terms of card selection, female friends can apply for Minsheng Women's Flower Credit Card, and car owners can apply for Minsheng Car Credit Card. In addition, Minsheng Baidu takeaway joint credit card and Minsheng Net Tesco installment credit card are also relatively easy to get off the card.

4. Guangfa Zhenqing Credit Card: Guangfa Zhenqing Credit Card is a female card launched by Guangfa Bank, which has outstanding advantages in shopping and female insurance! At the same time, you can choose one of the four major merchant types, such as department stores, restaurants, tourism and entertainment, and enjoy three times the credit card consumption points. However, it is important to note that this option cannot be changed.

which bank has a good credit card and a high credit limit?

Many friends have asked which bank is easier to apply for a credit card. I'm afraid I have to answer you. If you want to choose from commercial banks, it will be more difficult for the four major state-owned banks. However, if you insist on loving the four major state-owned banks, I suggest you choose a credit card that is easier to apply for, so the probability of getting a card will be greater. What are the specific ones? Let's take a look.

1. ICBC: Cosmic Constellation Credit Card

The Cosmic Constellation Card of ICBC is relatively easy to apply for, and it is also the main credit card for industry and commerce. The face value and rights and interests are very online. The key point is that the annual fee is free within the validity period, which is awesome!

In terms of rights and interests, as long as new customers spend a sum, they can get a month's membership of Youku or Iqiyi VIP, so as to follow the welfare of drama masters. In addition, there are discounts such as overseas portable wifi, hotel and airport parking.

2. Bank of China: Taobao Credit Card

In fact, the threshold of China Bank is not too difficult, and it is not very high. You can apply by providing proof of identity and proof of residence. This BOC Taobao card is easy to apply for if you are an online shopper. The annual fee for the first year is exempted when you get off the card, and the annual fee for the next year is exempted when you spend any amount for 5 times.

3. Agricultural Bank of China: beautifully upgraded mother credit card

This beautifully upgraded mother credit card of Agricultural Bank of China is also a good application. Both gold and platinum cards can be exempted from the annual fee through the number of swipes, and visa platinum cards can also be exempted from the annual fee within the validity period.

You can apply for a free audition course of Disney English, with a discount of 1,2 yuan for purchasing the course, a reduction of 6 yuan for shopping over 35 in king of the children, and a random reduction of 3 yuan for Mama Donkey on Saturday.

4. China Construction Bank: Global Hot Purchase Card

This card of China Construction Bank is also relatively easy to apply for, mainly suitable for overseas travel and shopping. Gold and platinum cards can be exempted from the annual fee by swiping the card number, while Visa and MasterCard are exempted from the annual fee within the validity period.

overseas wifi, special airfare hotels, Haitao cashback, etc. are very suitable for shopping in consumption abroad or Haitao, and are called the "God Card" of CCB.

That's all about the credit cards that are easy to apply for in the four major banks. I hope it will help you. I suggest that you prepare enough information before applying for the card, and then there are asset certificates, which can help a lot!

This concludes the introduction of what credit cards are easy to handle and what credit cards are easy to use. Did you find the information you need?