Qinlong Bank can apply for 2 credit cards and 4 debit cards

Credit card: very convenient for daily consumption. For daily consumption, a credit card is the most suitable. The card is planted. Especially for citizens who are often short of money, the overdraft function of a credit card allows you to fully enjoy the benefits of "cut first and then pay later"; in addition, when you use a credit card to consume, banks often have preferential points or preferential promotions in cooperation with merchants, so that your consumption can often be profitable Save money or get a surprise with an extra gift. Although the annual fee for credit cards is high, most banks often waive the annual fee for cardholders in the first year, and then reduce or reduce your annual fee based on the number of card swipes. When you use a credit card as a consumption card, you have to remember not to deposit money into this card, because there is no interest for depositing money on a credit card, and you have to pay a handling fee for cash withdrawals; use this card for overdraft consumption, and then Pay the money back to the bank before the interest-free period ends.

: 1: What is Qinlong Bank

On June 15, 2015, Shaanxi Qinnong Bank, China’s fifth largest rural commercial bank, was inaugurated in Xi’an. Shaanxi Qinnong Rural Commercial Bank Co., Ltd. (hereinafter referred to as "Qinnong Bank") was established on May 28, 2015. The merger of rural commercial banks is based on the original rural credit cooperatives of Beilin District, Xincheng District, Lianhu District, Yanta District, Weiyang District and Baqiao District of Xi'an City.

Qinnong Bank, the full name of Shaanxi Qinnong Rural Commercial Bank Co., Ltd., is a joint-stock rural commercial bank established by the merger and reorganization of six urban rural credit cooperatives in Shaanxi Province by increasing capital, expanding shares, and optimizing the equity group. bank. Xi'an. With total assets of 77.7 billion yuan, Qinnong Bank is the largest local banking institution in Shaanxi Province; its capital ranks fifth among rural commercial banks in China.

Qinnong Bank has 256 branches covering the main urban area of ??Xi'an. It is the banking institution with the most business outlets in Xi'an. The main risk supervision indicators have been included in the list of second-level rural commercial banks.

Two: What is a credit card?

A credit card, also known as a credit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. The form is a card with the name of the card issuer, validity period, number, cardholder name, etc. printed on the front, and a magnetic strip and signature strip printed on the back. Consumers holding credit cards can shop or spend money in specialized business service departments, and then the bank will settle accounts with merchants and cardholders. Cardholders can overdraw within a specified amount.