The credit limit of Bank of China's credit card is comprehensively evaluated according to the information filled in by customers when applying for a credit card and the relevant supporting documents provided. The reason why the bank approved such a quota is because Mr. Zheng has such a consumption level and consumption demand. If it is not used for a long time, it is a waste of the quota, and the bank will reduce the quota.

Method of applying for increasing quota:

1, using credit cards more, such as spending more, applying for installment or cash withdrawal, can bring benefits to banks, and it is easier to increase the quota;

2. Provide proof of good economic strength, such as a copy of real estate license and a copy of automobile driving license; Copy of bank loan account or deposit certificate and bank deposit, etc. ;

Requirements for increasing the credit card limit of banks;

1. You can apply for the first withdrawal if you use a credit card for more than three months. If it has not been used for more than three months, it is necessary to provide proof of property to apply for withdrawal;

2. Credit cards that have been used for more than six months can apply for a second withdrawal. If the credit card has not been used for more than six months, proof of property is required. The condition that must be met is that the customer has successfully applied for a six-month fixed amount increase; If supplementary information is submitted, there is no time limit of more than 6 months between promotion applications.