If there is a loans overdue in a large financial institution such as a bank, it will not be collected at home. Judging from the past, only those who have malicious overdue behavior will come to the door for collection, and the arrears are generally more than 10,000 yuan. For friends who owe a large amount of money, they may also receive a lawsuit notice from the court.

Microfinance company

Due to the incomplete collection system of small loan companies and the high cost of door-to-door collection, there are not many door-to-door collection for borrowers, especially those who lend money through the Internet. Generally speaking, the collection threshold of online small loan companies should be more than 5,000 yuan, and the collection threshold of entity small loan companies should be more than 2,000 yuan.

Usury and conventional loans

Because usury and conventional loans are aimed at robbing borrowers, there is no door-to-door collection threshold. Generally speaking, when the borrower is overdue, usury and conventional loans will immediately intimidate and threaten the borrower and directly come to the door.

Generally speaking, if you apply for a loan, try to apply to the bank and try to avoid those small loan companies or usurers.