Overlimit of bank account means that when opening a new account, the account holder has exceeded the bank's regulations on the number of cards opened for this kind of card. If the account holder wants to open this new account, he must cancel the original corresponding similar account before opening a new account. Under normal circumstances, a commercial bank can only open four physical bank cards for one user. If the limit is exceeded, "Exceeded Account" will be displayed.

What is the credit card limit overrun?

The credit card limit exceeds the limit set by the issuing bank when the cardholder uses the card, that is, the credit limit of the credit card is not enough to support consumption. This situation is mainly due to the following possibilities:

1. The abnormal use of the credit card is detected by the background system, such as illegal use of the credit card to cash out or the card is considered to be in a trading risk state;

2. There is a limit to the one-day or one-time consumption of credit cards, which generally occurs when the credit card quota is sufficient. If this happens, you need to report to the official customer service of the credit card, and then handle the withdrawal or increase business.