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If you apply for multiple credit cards from one bank, will it affect your credit if you don’t open a card?

There is no limit on the number of cards you can apply for for China Merchants Bank Credit Card. All credit cards (including supplementary cards) under the principal cardholder’s personal card name enjoy the same fixed limit, and the limits for multiple credit cards will not be accumulated.

Most of our bank’s credit cards do not charge annual fees before they are opened. A very small number of card types will charge certain fees due to their high costs. In addition, if the applied credit card has not been opened, the card will automatically become invalid after expiration, and our bank will no longer renew the card for the customer. If you do not need a credit card, you can also call our credit card customer service hotline transfer service specialist to handle cancellation for you. Cancellation is free of charge.