Tong Tong Card is a popular version of credit card, with an initial limit of 0.0 1 and a maximum limit of 2,000. Just save money and increase consumption. \x0d\\x0d\ Method of increasing credit limit before card processing: \x0d\ 1. Fixed residence \x0d\ preferably has a copy of the real estate license; If there is a mortgage in the bank, the credit card credit center will also find it; Another is renting a house. If you can provide a statement of the water, electricity and coal communication fees under your name within a certain period of time, it will also help to increase the credit card limit. \x0d\2。 Sustained and stable income \x0d\ For the income situation, the higher the salary, the better! The general principles followed by the credit center in scoring income are: civil servants are superior to ordinary people; Large state-owned enterprises are better than other enterprises; Sustained and stable middle income is better than unstable high income; It is better to pay by bank card than by cash. There is also a simple way to check income: check social security! The early credit card limit was basically determined according to the nature of the work unit and the social security account. \x0d\3。 A good historical credit record \x0d\ mainly depends on personal credit card use/repayment information and loan information, and also includes personal payment information such as telecommunications, water and electricity. A good historical credit record can ensure a satisfactory credit limit. \x0d\\x0d\ The bill for credit card consumption needs to last for three months without interruption, that is, there must be consumption every month. \x0d\ Method for withdrawing the limit after card processing: \x0d\ 1. Paying more cards and repaying in time reflects the spending power. It is best to generate bill expenses every month for three consecutive months, and account for at least 30% of the total. Banks will automatically raise the limit according to the consumption situation, and generally have an opportunity every three months. \x0d\3。 The time of exit is also very important. It is most effective to apply on the accounting day or when the card has just been maxed out. Due to the short-term need to increase the number of places such as holidays, travel and business trips. , you can apply for a temporary quota, which will be easier to approve. \x0d\3。 Supplement personal data and apply for increasing credit limit. \x0d\4。 Application of cash withdrawal strategy: in order to occupy land, banks have certain rewards for the use of credit cards, such as rewarding the use of dormant cards. Based on this, if the normal application for card refund doesn't work, we can take some additional measures, such as deliberately stopping using the credit card for a certain period of time, applying for card refund by telephone continuously, threatening to return the card, etc. These all have a certain chance of success, mainly depending on the bank's policy towards credit card users at that time. \x0d\5。 We often pay by installments, but we have to pay some handling fees.