Does the user-defined amount of credit card repayment count as repayment amount?

the user-defined amount of credit card repayment is usually not included in the repayment amount.

repayment amount refers to the upper limit of the amount that can be used for repayment in a credit card account. When using a credit card for consumption, this consumption amount will occupy the credit limit, and you can choose to pay off all or part of the arrears when repaying. The repayment amount refers to the amount that can be used to pay off the credit card bill, and the repayment within this amount is considered effective.

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