No. Minsheng Custom Credit Card is a UnionPay single-logo gold card. As of December 9, 2022, the card is a gold card certified by the State Administration for Industry and Commerce, so it is not a trap. It is a benefit for users. The card owner The colors are available in rose red, bright red, black, orange, green, and blue. The annual fee is waived during the validity period of the annual fee discount, and the actual withdrawal benefits: the bank's cash withdrawal fee is waived, etc.