Icbc virtual credit card is a virtual account for online shopping payment, which is only for ICBC personal online banking users to apply for online self-service. Users can conduct account inquiry, transfer, cancellation, information management, maximum limit setting, online shopping mall and other operations on the virtual credit card.
Icbc virtual credit card is suitable for users who need to pay online for online shopping and want to avoid revealing the physical Kaka number during the payment process. When shopping online, users can use ICBC's virtual credit card to pay instead of physical credit card.
ICBC introduced virtual credit card technology, which effectively avoided the disclosure of credit card information of user entities and ensured the safety of user account funds. Virtual credit card application is convenient, users can apply by calling telephone banking or logging in personal online banking.
Because the virtual credit card launched by ICBC does not exist independently, users need to use APPLE PAY or Huawei PAY to complete online payment. At present, independent virtual credit cards are only launched by banks such as China Bank, China Construction Bank and Guangfa Bank.