After using Industrial Credit Cards for purchases, many cardholders want to apply for installments, but find that they cannot do so, and they want to know why. What I want to say here is that Industrial Credit Card Bill Installment also has a time limit, and you must apply within the specified time. So, when should I apply for Industrial Credit Card Bill Installment? How to repay? Let’s find out together below.
When to apply for Industrial Credit Card Bill Installment: Industrial Credit Card Bill Installment cannot be applied whenever you want, it also has a time limit. Cardholders must apply for bill installment payment after the current bill is issued and the final payment is made (inclusive). Otherwise it will not be possible. For example, if your bill date is the 1st of each month and the final payment date is the 21st, you can apply for bill installment between the 1st and the 21st after the bill comes out. It should be noted that once the bill installment application is successful, it cannot be canceled. You have to repay the loan at the end. How to repay Industrial Credit Card bills in installments? After the Industrial Credit Card bill is successfully installmentd, the installment amount will begin to be amortized on the first billing date after the installment, and will be recorded in the account on each billing date. The bank system will automatically calculate it and reflect it in each bill. You just need to repay according to each installment of the bill, and the repayment amount must not be lower than the minimum repayment amount. As for how to repay, you can bind the debit card of Industrial Bank and other banks to automatically repay the credit card; you can also repay through the mobile banking of other banks; you can also pay through Alipay, WeChat Wallet, Tenpay, Lakala Wait for the third-party platform to repay the credit card. The above is the relevant introduction to "When to apply for Industrial Credit Card Bill Installment? How to repay?", I hope it will be helpful to everyone.