The Peony Student Card is an international credit card product specially designed by the Industrial and Commercial Bank of China for college students and graduate students. Deposit in other places and withdraw money locally, eliminating the trouble of carrying cash. At the same time, handling fees for deposits in other places and local cash withdrawals are waived. The first-year annual fee is waived. If you swipe the card three times or spend 3,000 yuan or more, the annual fee for the next year will be waived. To pay examination fees incurred overseas, you can use RMB to purchase foreign exchange for repayment. Industrial and Commercial Bank of China will issue a credit report to student cardholders with good credit records. It can be used at more than 18,000 ICBC branches across the country, more than 18,000 ATMs, and POS and ATMs with the UnionPay logo.

More services

★One card with two currencies, universal;

★Has the functions of credit consumption, transfer settlement, cash deposit and withdrawal, etc.;

★Overseas consumption, domestic RMB repayment;

★Automatic account repayment can be agreed upon;

★Provide revolving credit and an interest-free repayment period of up to 56 days ;

★Can be purchased online at home and abroad;

★Free real-time SMS balance change reminder function;

★Can be purchased overseas with “VISA” and “ MASTERCARD" logo is used at authorized merchants and ATMs.