How much is the annual fee of China Merchants Bank JD.COM White Joint Credit Card, and how to avoid it?

China Merchants Bank's JD.COM White Bar Co-branded Card is divided into two types, of which the annual fee for China Merchants Bank's JD.COM White Bar Co-branded Card (UnionPay version of the gold card) is 300 yuan/year, and the annual fee is free in the first year, and the annual fee is free in the following year after swiping the card six times. China Merchants Bank JD.COM White Stripe Co-branded Card (VISA 1 Edition Gold Card) is free of annual fee within the validity period of the card, and there is no need to meet any conditions.

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