How to repay credit card debt?

Currently, Bank of China supports a variety of repayment methods, such as telephone foreign exchange purchase, automatic deduction, automatic foreign exchange purchase, etc.:

(1) If you have activated the global single RMB settlement function , all consumption will be recorded in RMB, and you can repay in RMB;

(2) If you have bound automatic repayment, you can choose to use the RMB in the associated account to repay the credit card debt, or through the associated Repay the credit card debt accordingly in the account;

(3) If you have activated the automatic foreign exchange purchase function for bills, you only need to ensure that the credit card RMB account has enough RMB credit balance to repay the debt on the due date of repayment. , the system will automatically repay the debt with the RMB credit balance based on the day's real-time exchange rate;

(4) Bring the current bill and original ID card to the counter to purchase foreign exchange for repayment;

( 5) If there is a RMB credit balance in the account, foreign exchange purchase and repayment can be handled through Bank of China mobile banking, "Bank of China Credit Card" WeChat official account, Colorful Life APP, online banking, customer service hotline and other channels.

The above content is for your reference, please refer to actual business regulations.

How do I repay my credit card?

Credit cards can directly use RMB to repay US dollar debts. To repay U.S. dollars directly using RMB, you need to activate the foreign exchange purchase function first. After activation, you can choose to repay in full or with the lowest minimum repayment amount.

Steps to activate RMB repurchase to repay US dollar debt:

1. Call the bank phone number on the back of the bank card, transfer to manual service, and request to activate the RMB foreign exchange purchase function;

2. Log in to the bank card personal center to activate the foreign exchange purchase function.

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There are several other ways to use credit cards, please adopt them.

1. You can also activate the "Automatic Foreign Exchange Purchase on Bill Day" function through online banking. From the next bill date after activation, the U.S. dollar debt will be automatically converted into RMB debt on the bill date.

2. If there is RMB overpayment in the card, you can also repay the balance in the US dollar account in the card through the "RMB overpayment purchase foreign exchange repayment function" of online banking.

3. Sign an automatic repayment agreement and choose to entrust the bank to automatically purchase foreign exchange for repayment. The bank will automatically deduct the corresponding amount from the repayment card on the last repayment day of each month to repay the U.S. dollar debt. .

4. Signed a self-service repayment agreement. After signing, you can use telephone banking and online banking to repay the US dollar debt.