It's time to publish the annual report again:
For the first time, I got the credit card business of a listed bank.
Number of cards
By the end of 20021,ICBC had issued 654.38+63 million credit cards.
Overdraft situation
By the end of the reporting period, the credit card overdraft balance of ICBC was 687.302 billion yuan.
Retail credit ratio
By the end of the reporting period, the retail credit of ICBC's credit card business accounted for 9%.
Consumption situation
202 1, ICBC's credit card consumption was 2.56 trillion.
Use of quotas
By the end of the reporting period, the utilization rate of ICBC's credit card line was 39%.
business development
Accelerate the construction of ICBC's e-life platform, promote the integration and innovation of "credit card+digital RMB", and realize the closed loop of digital RMB e-life payment and QR code payment transaction; Empowering the site of the Winter Olympics, promoting digital RMB wallets to support the acceptance of VISA overseas cards. Based on the cross-border cooperation scenario of "finance+cultural tourism", the exclusive ICBC (Beijing) Global Resort co-branded card was launched.