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How to divide the credit card of Guangfa Bank into installments, such as 6000 yuan 12 months, and how much is each installment? How to calculate the handling fee and interest?
1, the monthly standard handling fee of Guangfa Bank 12 is 0.7%, and some customers sometimes have preferential rates. You can check whether there is a preferential interest rate when calling customer service 95508 or APPlying for installment on the app of Guangfa Bank.

2. Calculated according to the standard rate: monthly handling fee: 6000*0.7%=42 yuan, monthly principal repayment: 6000/ 12=500 yuan, and monthly handling fee plus principal repayment: 42+500=542 yuan.

There is no interest in installment, only the handling fee, unless you can't repay in full and on time.

Professional answers, hope to adopt, thank you!